Get up to $5000 before payday with UnitedPay™.

Overdraft fee-free with SpotMe.

We’ll spot you up to $200 on debit card purchases with no overdraft fees. Eligibility requirements apply.

The best way to access your pay.

Get UCF and more when you move your paycheck to United capital Financial

Get your pay any day, fee-free*
Deposited in 24 hours or less for free
Credit building, no overdraft fees, and more

A new way to built credit.

Help increase your FICO Score by an average of 30 points with our new secured credit card.7 No interest, no annual fees, no credit check to apply. Eligibility requirements apply.

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Regular on-time payment history can have a positive impact on your credit score.

Make fee-freecash deposits at WalMarts..

Deposit cash fee-free, exclusively at Marts. Walk right up to the counter at over 8,000 convenient locations, more than any bank in the US.

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Pay Anyone the fast, fee-free way.

Pay friends and family fee-free, no matter what bank account they use. They can cash out instantly9 and securely, no sign-up needed.

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Special Consulting

Automate & Simplify The Whole Process

Get Started

Ready to get paid on your schedule?

Quick processing with constant guidance till disbursal of your loan.

Get Paid early

Get your direct deposit up to 2 days early1 through United Capital Finance.

Set up direct deposit through United Capital Finance to get started
Get notified as soon as your paycheck is available.
Up to two extra days to grow your savings and pay your bills!

Most Interesting

Want it Get it Anywhere/Anytime

Promptness in documentation will make the process will be easier & quicker for you.

quick approval as per your cibil score,paperless process super instatnt.