Get up to $5000 before payday with UnitedPay™.

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Home Loan

Everything Possible

Get Home Loan starting from 8.35%*

Because Different People Have Different Needs.

We Accomplish

Presenting a Wide Range of Loans to Power Your Dreams

Get Upto $500 of your pay before pay day

Mypay lets you get paid when you say. No interest and no mandatory fees.


United capital Financial

Banking that has your back.

  • No monthly service fees.
  • No minimum balance fees.
  • No overdraft fees.
  • Free to Sign Up!

Fee-free overdrafts of up to $200 SpotMe

Overdraft up to $200 on Debit Card purchases with no fees when you qualify for SpotMe

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The best way to access your pay.

Get MyPay™ and more when you move your paycheck to United capital Financial
  • Get your pay any day, fee-free*
  • Deposited in 24 hours or less for free
  • Credit building, no overdraft fees, and more

Ready to get paid early?



Open a United capital Financial Checking Account to unlock early direct deposit – that’s your money in your pocket, just faster.

Special Consulting

Automate & Simplify The Whole Process
Get Started

Ready to get paid on your schedule?

Quick processing with constant guidance till disbursal of your loan.
Get Paid early

Get your direct deposit up to 2 days early1 through Chime.

  • Set up direct deposit through Chime to get started
  • Get notified as soon as your paycheck is available.
  • Up to two extra days to grow your savings and pay your bills!
Most Interesting

Want it Get it Anywhere/Anytime

Promptness in documentation will make the process will be easier & quicker for you.
quick approval as per your cibil score,paperless process super instatnt.